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For the millions of Americans living paycheck to paycheck, not having enough money is a consistent, looming focus. Roughly 12 million men take out temporary, quick unsecured loans — occasionally also known as “payday” financial loans — every year, based on the Federal book lender of St. Louis. And although these loans can help them survive until they see their particular then salary, they also accurate a steep toll. However, with countless Us citizens unemployed or experiencing paid down several hours as a result of the COVID-19 pandemic, numerous continues to depend on this risky financial device.